Wondering if Employment Practices Liability Insurance (EPLI) is necessary for your business? Do you have employees? Will you be hiring employees? Then the answer is unequivocally YES! Your business is at risk from the moment you interview a prospective employee. Current, former, or prospective employees have the ability to raise a claim, whether one is […]

In our most recent article we outline the insurance coverage you should have based on your company’s business model. Click here to read the original article published by 1851 Magazine.

Franchisees of Sport Clips Haircuts, one the nation’s most rapidly growing franchise networks, gathered together this past fall at the historic and picturesque Hotel Del located in Coronado, California. As always, they had a lot of questions for Program Insurance Group and their subsidiary company, Dady Insurance. Because of Dady Insurance and Program Insurance Group’s […]

The country’s fastest growing eyelash extension concept, Amazing Lash Studio recently held their inaugural franchise conference. We have the privilege of working with this emerging brand and were excited to be asked to participate in this milestone event.

Coastal living has undeniable perks, but these perks oftentimes come at a premium. Aside from a higher cost of living, the truth is coastal life can come with some surprising risks. On a recent list of the top ten costliest catastrophes in U.S. history put out by Houselogic, eight were hurricanes affecting coastal communities.

From personalized service to setting proper limits, EZ CERT and its affiliate Program Insurance Group help franchisors maximize both protection and value. Follow the link to read the original written by 1851 Magazine.

Your insurance certificate offers you a snapshot of the information contained in the policy. It includes basic information about specific insurance coverages on a single page. It does not include all information from the policy but is generally relied upon for proof of certain insurance coverages. Here are a few points to take into consideration […]

Understanding a franchise’s insurance requirements will help you make more informed decisions and ensure your investment is properly covered. Thanks to the regulation of the Federal Trade Commission, potential franchisees have a wealth of information at their disposal about a franchisor to help them make more educated decisions about their investments.

The role of surplus lines in the insurance world is often a misunderstood concept. The risks and benefits associated with this alternative form of coverage can seem confusing on the surface. Surplus lines insurance fills an important need in the marketplace, so it is critical to have a basic understanding of their use.

Many think of data breaches as being a problem of large companies, but the fact of the matter is one in three documented data breaches happen in companies with less than 100 employees. Of those data breaches affecting small businesses, 60 percent close as a result within six months following the breach. If your business […]